Terms of Service

The following describes the terms and conditions (the "Terms") upon which Mendana Capital Group ("Company", "Us", "We") offers access to our website (the "Site") to you ("You", "User") and the option to connect with funding providers for small and medium business funding solutions via the Site (the "Services").

No information on the Site is to be construed as financial product advice or a recommendation to buy or sell any financial product. The Services provided do not constitute an offer, invitation, solicitation, or recommendation in relation to the subscription, purchase, or sale of financial products.

Please note that you can apply for small and medium business loans directly with a loan provider without using our Services, either on your own or through an independent third party, as required by applicable law.

1. Acceptance of Terms

By accessing or using our Site and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Site or Services.

We reserve the right to modify these Terms at any time. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

2. Eligibility

To use our Services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have the legal authority to enter into binding contracts
• Own or be authorized to represent a business seeking funding
• Provide accurate and complete information in your application

3. Description of Services

Mendana Capital Group provides a platform that connects businesses seeking funding with potential funding providers. Our services include:

• Merchant Cash Advances
• Business Lines of Credit
• Term Loans
• Equipment Financing
• Working Capital Solutions
• Revenue-Based Financing

We act as an intermediary and do not directly provide loans or funding. All funding decisions are made by our network of lending partners based on their own criteria and underwriting standards.

4. Application Process

When you submit an application through our Site:

• You authorize us to share your information with our network of funding providers
• You consent to be contacted by us and our partners via phone, email, or text message regarding your application
• You represent that all information provided is accurate, complete, and current
• You understand that submitting an application does not guarantee approval or funding

5. Communication Consent

By providing your phone number, you expressly consent to receive:

• Phone calls (including calls using an automatic telephone dialing system or prerecorded voice)
• Text messages (SMS/MMS)
• Emails regarding your funding inquiry or application

You may opt out of receiving text messages at any time by replying "STOP" to any message. Standard message and data rates may apply.

6. User Responsibilities

You agree to:

• Provide accurate, current, and complete information
• Not use the Site for any unlawful purpose
• Not attempt to gain unauthorized access to our systems
• Not interfere with or disrupt the Site or servers
• Not transmit any viruses, malware, or harmful code
• Not impersonate any person or entity

7. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Mendana Capital Group or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

8. Disclaimer of Warranties

THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. Mendana Capital Group DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY OR COMPLETENESS OF INFORMATION

We do not guarantee that the Site will be uninterrupted, secure, or error-free.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Mendana Capital Group SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or business opportunities
• Loss of data or information
• Business interruption
• Any damages arising from your use of or inability to use our Services

10. Indemnification

You agree to indemnify, defend, and hold harmless Mendana Capital Group, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of the Site or Services
• Your violation of these Terms
• Your violation of any rights of another party
• Any content you submit or transmit through the Site

11. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by Mendana Capital Group. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any such websites or services.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Madison County, Kentucky.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Mendana Capital Group regarding your use of the Site and Services, and supersede all prior agreements and understandings.

15. Contact Information

If you have any questions about these Terms of Service, please contact us: